At Tidal Life & Health, we are committed to providing our clients with Life insurance and Health insurance advice to meet their unique needs and which is based on a clear and concise strategy. We help our clients to understand their personal and business risk exposures and manage risk with personalised insurance, so they can live life on
At Tidal Life & Health, we are committed to providing our clients with Life insurance and Health insurance advice to meet their unique needs and which is based on a clear and concise strategy. We help our clients to understand their personal and business risk exposures and manage risk with personalised insurance, so they can live life on their terms.
Our company name, Tidal, comes from the ever changing cycle of life and business, which is fluid by nature. Having your personal and business insurance plans tuned in to these changes will keep you protected and on the right track to achieving your goals. Furthermore, a tide is ever predicable and can be relied upon into the future, much like the financial advice we provide.
Our company based in Havelock North is the coastal settlement of in Hawkes Bay, New Zealand . When we're not working, you will find us at Waimārama beach (pictured above) with family, in the surf or enjoying the regions towns, villages and natural spaces.
Time and again we have found that many professionals and business owners have some life insurance or health insurance, but don't really understand what it covers, or how they will implement it at claim time. Often this cover is outdated and no longer relevant to their situation.
Through careful planning and analysis of risk exposure, we a
Time and again we have found that many professionals and business owners have some life insurance or health insurance, but don't really understand what it covers, or how they will implement it at claim time. Often this cover is outdated and no longer relevant to their situation.
Through careful planning and analysis of risk exposure, we aim to close the gaps in your protection, reduce risk and provide the reassurance of having a clear strategy in place.
We offer advice on new and existing insurance policies, so whatever your current insurance position, Tidal will provide you with detailed and impartial advice.
We only work with New Zealand's leading Life and Health Insurance companies.
Our objective is to provide you with comprehensive coverage that meets your unique needs and budget, and will perform as expected when you need it to most.
We provide wrap around care and support for all queries and claims, meaning you will never get stuck on an 0
We only work with New Zealand's leading Life and Health Insurance companies.
Our objective is to provide you with comprehensive coverage that meets your unique needs and budget, and will perform as expected when you need it to most.
We provide wrap around care and support for all queries and claims, meaning you will never get stuck on an 0800 to nowhere again.
Through our carefully curated Tidal Partner Network, we are able to provide you with connections to trusted and experienced professionals across a wide range of professional services.
BSc(Hons), CRMP, NZFSC Level 5 (Insurance)
FSP540106, Company Director
Financial Adviser, Husband, Father, Fire Fighter, Surfer.
Tidal was established by Andrew Davies, a Financial Adviser with 15 years experience in risk management across the New Zealand insurance industry and UK multi-disciplinary engineering consultancy firms.
Andrew is passionate about helping clients understand their financial risks and develop personalised insurance plans to ensure if life doesn't go to plan, they have the financial resilience and a clear strategy to deal with the situation.
Andrew provides a collaborative approach to Financial Advice, with the understanding that everyone has different goals, priorities and tolerance to risk.
Detailed, yet relaxed conversation, allows for bespoke risk plans to be established, that are focused on each client's personal or business requirements. No two risk plans are the same, nor should they be.
Outside of work, Andrew lives an active and busy life with his young family on his lifestyle property. He is a keen surfer, enjoys keeping fit, skiing, travel and being outdoors. He also supports his community as a Volunteer Fire Fighter at Waimārama Rural Fire Brigade.
T: 027 249 1212
Admin Superstar, Wife, Mother, Community Volunteer.
Caitlin is Tidal's adviser support and is responsible for all the behind the scenes work that goes into providing our clients with ongoing policy and admin support.
Born and raised in Hawkes Bay, Caitlin is an active member of the Hastings and Havelock North community.
As a dedicated wife and mum of three girls, Caitlin knows the importance of families being well supported and insured.
Away from work Caitlin can be found volunteering at Pregnancy Help HB, enjoying a coffee with friends, or in the park with her girls.
Fun fact, Caitlin is also a trained florist!
T: 021 345 5106
23 Napier Road, Havelock North, Hawke's Bay, New Zealand
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | By Appointment | |
Sun | By Appointment |
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