Employee benefits provide your workforce with more than just a paycheck. It's widely known that creating a positive workplace culture with an emphasis on wellbeing is key to a successful business.
In the highly competitive employment market, providing an attractive Employee Benefit package is considered essential.
Group Health Insurance is the most common employee benefit and provides your company with health cover for all eligible employees, based on a criteria you set.
The policies provide automatic acceptance which covers pre-existing health conditions and also allows for this benefit to be passed on to employees family.
Providing access to private treatment ensures your team can access the treatment they need in a timely manner.
Policy coverage can be tailored to suit your organisational structure and individual members can also customise their policies.
Group Life Insurance provides essential financial support to your employees families if they pass away.
Policy coverage can be based on fixed lump sum, or linked to individual employee salary.
Automatic acceptance ensures all employees are eligible regardless of medical history.
Trauma and/or Total & Permanent Disability cover can be linked to Group Life cover to expand the scope of cover to include Major Illness and/or permanent disability.
Supporting your employees with Trauma cover at a time of a significant condition e.g. cancer, will bring financial peace of mind during an extended leave of absence.
If the employee is unable to return to work due to disability, the TPD cover will ensure they have a financial safety net.
Provide extended income protection insurance for employees on long term disability.
Group Income protection is typically based on 75% of salary with a payment period of 1 or 2 years.
This cover will support your employees during their treatment and recovery, long after sick leave allowance has been used.
Many providers of Group Health and Life insurance combine their insurance with a range of Wellbeing resources.
This allows you to further promote health and wellbeing in your workplace, enhancing company culture and empower your employees to proactively manage their health.
Tidal provides policy and claims support to all members, removing the administrative burden from your organisation.
We engage collaboratively or directly with your team to provide education on how to use their policies to ensure they utilise the benefit you are providing.
Financial Advice seminars at your workplace to promote your benefits and wider financial awareness are also available.
Develop the right employee benefit solution for your organisation.
We work with you to establish your objectives, criteria, priorities and budget before providing a bespoke package for your business.