Life Insurance provides essential financial support to your family if you pass away. Protect the financial security of your loved ones with Life Insurance. Pay-off mortgages and debt, replace lost income, cover education, and ensure your family are able to lead a comfortable lifestyle without you.
Income Protection insurance provides a replacement monthly income if you can't work due to any form of illness or injury.
Have peace of mind by knowing that if something stops you working you are still able to cover all living and lifestyle expenses.
Different types of income protection insurance are available, with each suited to different situations. Talk to us to ensure your policy is the right fit for your needs.
Trauma insurance provides a lump sum payment if you are diagnosed with one of 50 major illness conditions.
A major illness such as cancer, or stroke, will have an immediate and far reaching impact on your household. Having a significant lump sum payment will allow you to tackle your condition head on, without the added pressure of money worries.
TPD cover provides a lump sum payment to provide long term income protection insurance if you permanently lose your ability to work.
If you couldn't work again what would you do, and how would you manage financially?
Pays you a lump sum of typically $10,000 or $15,000 if you have an injury that includes a fracture that needs a cast/splint, or an injury that needs general surgery to repair.
If you are into snow sports, mountain biking or any other sport or occupation where there is a chance of injury, this policy is for you.
Fixed premiums and no medical underwriting make this a cost effective way of covering injuries and topping up income protection insurance, trauma insurance and ACC.
We know life changes fast so completing regular reviews ensures your risk plan remains suited to your needs.
Changing jobs, moving house, growing family, increasing debt, change to income?
We use the 3 R's approach:-
Review - what does you current plan cover?
Refocus - is your plan still suitable?
Reset - make adjustments if required
When it comes to personal insurance, one size definitely does not fit all.
Contact us today to discuss your insurance needs based on your current situation, your goals and priorities and the suitability of any existing plans.
We will identify if you have any gaps in your current cover, discuss strategies to minimise risk and provide a tailored insurance solution.
Being risk focused is being prepared.
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