BUSINESS INSURANCE

Protect your company ownership interests with shareholder protection insurance. This will provide shareholders with funds to purchase the shares if one of the shareholders departs the business due to death, or permanent disability. This allows you to retain control of your company and get back to business, without having to raise finance to purchase shares.

Losing a Key Person is one of the most significant risks a SME business can face. 

The loss of management, revenue generating employees, essential technical skills or key client relationships can have a significant impact on revenue and impact the ongoing business operation and profitability.

Key Person insurance will provide your company with the funds it needs to survive and adapt to losing a Key Person.

Start-up income protection is specially designed for new businesses and provides an agreed monthly benefit if you can't work, protecting what you have worked so hard to build.

New businesses face the challenge of being heavily reliant on the owner-operator key person for revenue generation. If the key person is unable to work due to and injury or illness, the business will face an uncertain future and may fail.

Protect your cash-flow if a key person is unable to work. Business continuity insurance will provide your company with an agreed monthly payment, allowing you to cover the lost revenue or additional expenses needs to remain operational.

Cover the cost of your companies fixed overheads if a Key Person is unable to work.

Many companies spend a high percentage of their revenue on business overheads such as rent, vehicle finance, utilities and support staff. Removing these expenses at a time of reduced productivity and disruption will assist your business to stay profitable. 

Business insurance designed specifically for Agribusiness. If you're a farm owner, horticulturalist, share milker or other agribusiness this is the cover for you.